Financing
 
In order to be successful in property investing, getting your financing right is critical. There are a number of key items you need to consider when you decide on how to finance your investments:
 
Loan to Value Ratio
up to 100% or above
foreigner up to 80%
but keep you LVR down, Steve McKnight suggest LVR ratios 
 
 
Loan types
Variable 
Fixed
Interest Only
Principal and Interest
Line of Credit
 
Capitalizing Interest
 
 
 
Vendor Finance
 
 
Borrowing in Foreign Currency
This option is only open to non residents and in some cases you can't even be an Australian citizen. 
 
Potential benefits: you can borrow in the currency you earn your salary in, potentially much lower interest rates compared to the AUD loans offered, potential gains from currency moves
 
Risk:
potential losses due to curency moves
lower LVRs between 65% to 75%
 
How does these loans work?
 

Your portfolio - Size does Matter
less than 15% of investors own more than one investment property and less than 1% own more than 10.